I am officially debt free, then it took numerous years to get a degree as well as accrue a bunch of debt. It took me less than 3 years to spend my money off all my student loans. I am so relieved to have no debt. It is wonderful not worrying about making bi-weekly payments as well as freaking out over interests rates. I have just paid everything off, so right now I am poor, however unfortunately my Heating, Ventilation as well as A/C unit has the worst timing in the world, my central Heating, Ventilation as well as A/C component is no longer functional. I tried getting a Heating, Ventilation as well as A/C service as well as the Heating, Ventilation as well as A/C professional has called it, he says that the heating system as well as AC method will not task anymore. I need to rip out the seasoned 1 as well as get a new method installed. The guy advocated for me to go with a ductless Heating, Ventilation as well as A/C option. Unfortunately, that means I need to get the ductwork removed in my home, buy a ductless method as well as get control units for each room of the house. The cost of this Heating, Ventilation as well as A/C technology is quite high. I don’t have the cash for it right now. The Heating, Ventilation as well as A/C business is trying to get me in a payment program, but you can get the method as well as then spend my money it off slowly like student loans. The financing method sounds horrible to me. I literally have just finished paying off my debt. I don’t want to accrue more debt again. The bill will be important too. It might even take me a year. I recognize I would rather get by with space furnaces as well as a portable cooling system before doing a payment program.